This is a part 2 of my web series "Journey to $0 debt.".
If there is anything I learned in the past month it's that creating a budget is really hard and sticking to it is much harder. Creating a budget, Spending less than you make is easier said than done.
Really looking at my budget the first time I created it, only to notice that I lived $200 above my income. Then, I started asking myself the crucial question, about everything that I put on my budget. "Do I really need this?', and if the answer was "no”, I scratched it off.
Luckily, I don't drink coffee or alcohol anymore(topic for another day), so imagine how much more expense that would have been to my budget. After 30 minutes of battling with the budget, I was able to get it to balance out (wipes forehead).
"Discipline is the bridge between goals and accomplishment." -Jim Rohn
Now, the tough part; sticking to the budget. After my paycheck cleared, I decided to go grocery shopping. I'm a huge impulsive buyer and Walmart is the enemy, lol.
According to my budget the plan was to spend $60 for grocery but I ended up picking up more stuff than I really needed. Yep, it was $85! Upon, getting to the cashier I decided to do a mental calculation of my total.
"If you do the right thing at the wrong time, you get pain"- Tony Robbins.
The old Suleiman would have said "you have enough money". So, I decided to take out the things I added that were not in my budget.
Trust me, it's not easy to pick up a new habit and change the way you live your life. I'll rather be disciplined now and enjoy the fruits in a year or even months to come.
"The only discipline that lasts is self-discipline." - Bum Phillips
Discipline or Pain? The choice is yours.